Tracy City, TN
Tracy City, TN's wildfire risk, in USFS's own numbers
Tracy City's 1,108 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tracy City's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
78.9% of Tracy City's 1,108 buildings sit in USFS's Direct exposure zone, roughly 874 structures close enough to burnable vegetation for flame contact, not just embers — 21.1% fall in the Indirect, ember-only zone and 0% are Minimal.
How Tracy City compares
Tracy City's risk sits at a similar level relative to Tennessee (89th percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tracy City ranks 5,781 for wildfire risk (1 is highest) and 11,235 by building count (1 is largest). Within Tennessee alone, it ranks 56 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Tracy City
Tracy City's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Tracy City
Because Direct exposure dominates in Tracy City (78.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,108 counted buildings into the percentiles shown above for Tracy City. For more on what direct exposure implies beyond Tracy City, see the exposure-zones guide.