Town 'n' Country, FL
Town 'n' Country wildfire risk explained
USFS scores Town 'n' Country at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 26,289 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Town 'n' Country's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Where Town 'n' Country's buildings actually sit
Town 'n' Country rates 81.5% Minimal exposure against just 6.9% Direct and 11.6% Indirect — of 26,289 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 26,289 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Town 'n' Country ranks
Town 'n' Country ranks lower within Florida (35th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Town 'n' Country ranks 8,062 for wildfire risk (1 is highest) and 471 by building count (1 is largest). Within Florida alone, it ranks 624 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Town 'n' Country
At the 74th percentile nationally, Town 'n' Country carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Town 'n' Country
Town 'n' Country's 81.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 26,289 counted buildings into the percentiles shown above for Town 'n' Country. For more on what minimal exposure implies beyond Town 'n' Country, see the exposure-zones guide.