Town and Country, WA
Town and Country wildfire risk explained
Town and Country's 2,237 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Town and Country at the 55th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Town and Country's building exposure, zone by zone
Most of Town and Country's buildings (99% of 2,237) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Town and Country against the rest of the country
There's little gap between Town and Country's 55th national percentile and its 65th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Town and Country ranks 14,200 for wildfire risk (1 is highest) and 6,846 by building count (1 is largest). Within Washington alone, it ranks 224 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Town and Country
Town and Country's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Town and Country
Even with 99% of Town and Country outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Town and Country's figures come from
Town and Country's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Town and Country's dominant minimal exposure actually means, with real examples from across the dataset.