Tower Hill, IL
How exposed is Tower Hill to wildfire?
Out of every US place USFS scores, Tower Hill lands at the 4th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 449 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tower Hill's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Tower Hill's building exposure, zone by zone
USFS classifies 74.4% of Tower Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.4% Direct and 8.2% Indirect — a landscape-level risk rather than a building-by-building one.
How Tower Hill compares
Compare Tower Hill's two percentiles: 24th within Illinois, only 4th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Tower Hill ranks 30,282 for wildfire risk (1 is highest) and 18,294 by building count (1 is largest). Within Illinois alone, it ranks 1,105 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Tower Hill
At the 4th national percentile, Tower Hill rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Tower Hill
Even with 74.4% of Tower Hill outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Tower Hill's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Tower Hill, see the exposure-zones guide.