Tower City, ND
How exposed is Tower City to wildfire?
USFS's Wildfire Risk to Communities model puts Tower City at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 248 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tower City at the 47th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Tower City's buildings actually sit
Only 33.9% of Tower City's 248 buildings carry Direct exposure and 0% carry Indirect; the remaining 66.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Tower City ranks
Tower City scores 48th nationally and 47th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Tower City ranks 16,362 for wildfire risk (1 is highest) and 23,219 by building count (1 is largest). Within North Dakota alone, it ranks 214 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Tower City
At the 48th national percentile, Tower City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Tower City's 66.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 248 counted buildings into the percentiles shown above for Tower City. For more on what minimal exposure implies beyond Tower City, see the exposure-zones guide.