Towamensing Trails, PA
Towamensing Trails wildfire risk explained
Towamensing Trails sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,591 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Towamensing Trails at the 65th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,591 buildings are counted in Towamensing Trails, and 99.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.3% rated Minimal.
How Towamensing Trails compares
Towamensing Trails's 99th-percentile standing inside Pennsylvania outpaces its 66th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Towamensing Trails ranks 10,726 for wildfire risk (1 is highest) and 6,119 by building count (1 is largest). Within Pennsylvania alone, it ranks 17 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Towamensing Trails and the insurance market
Towamensing Trails's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Towamensing Trails's 99.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,591 counted buildings into the percentiles shown above for Towamensing Trails. For more on what direct exposure implies beyond Towamensing Trails, see the exposure-zones guide.