Torrington, WY
How exposed is Torrington to wildfire?
USFS's Wildfire Risk to Communities model puts Torrington at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,925 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Torrington at the 69th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Torrington's buildings actually sit
81.2% of Torrington's 2,925 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.6% Direct and 15.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Torrington ranks
Inside Wyoming, Torrington sits at just the 28th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Torrington ranks 9,693 for wildfire risk (1 is highest) and 5,546 by building count (1 is largest). Within Wyoming alone, it ranks 139 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Torrington carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Torrington
Torrington's 81.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Torrington's figures come from
The methodology guide shows exactly how USFS turned 2,925 counted buildings into the percentiles shown above for Torrington. The exposure-zones guide covers what Torrington's dominant indirect exposure actually means, with real examples from across the dataset.