Torrington, CT
How exposed is Torrington to wildfire?
USFS scores Torrington at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 14,712 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Torrington at the 38th percentile, close to its 38th-percentile risk score.
Where Torrington's buildings actually sit
USFS puts 64.9% of Torrington's 14,712 buildings in the Indirect exposure zone, versus 34.9% Direct and 0.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 14,712 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Torrington against the rest of the country
Torrington's 72nd-percentile standing inside Connecticut outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Torrington ranks 19,467 for wildfire risk (1 is highest) and 1,010 by building count (1 is largest). Within Connecticut alone, it ranks 61 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
At the 38th national percentile, Torrington rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Torrington
Because 64.9% of Torrington's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Torrington's figures come from
The methodology guide shows exactly how USFS turned 14,712 counted buildings into the percentiles shown above for Torrington. The exposure-zones guide covers what Torrington's dominant indirect exposure actually means, with real examples from across the dataset.