Toronto, OH
Toronto, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Toronto lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,949 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Toronto's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Toronto's buildings actually sit
Most of Toronto's buildings (89.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Toronto compares
Within Ohio, Toronto ranks higher (85th percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Toronto ranks 19,235 for wildfire risk (1 is highest) and 5,514 by building count (1 is largest). Within Ohio alone, it ranks 191 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Toronto and the insurance market
Toronto's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Toronto's 89.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Toronto's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Toronto, see the exposure-zones guide.