Topton, PA
Topton, PA's wildfire risk, in USFS's own numbers
USFS scores Topton at the 16th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 801 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Topton's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Topton's building exposure, zone by zone
801 buildings are counted in Topton, and 88.5% of them are Indirect exposure — ember-driven risk rather than the 11.5% in Direct exposure or the 0% rated Minimal.
Where Topton ranks
There's little gap between Topton's 16th national percentile and its 16th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Topton ranks 26,548 for wildfire risk (1 is highest) and 13,627 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,680 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Topton and the insurance market
Topton's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Topton
Because 88.5% of Topton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Topton's figures come from
Topton's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Topton's dominant indirect exposure actually means, with real examples from across the dataset.