Topsfield, MA
Topsfield, MA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Topsfield at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,188 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Topsfield's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Where Topsfield's buildings actually sit
USFS classifies 61.2% of Topsfield's buildings as Direct exposure, higher than its 38.8% Indirect share and far above its 0% Minimal share — a profile where 727 structures sit close enough to vegetation that lot clearing matters most.
Where Topsfield ranks
Topsfield's 94th-percentile standing inside Massachusetts outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Topsfield ranks 19,786 for wildfire risk (1 is highest) and 10,719 by building count (1 is largest). Within Massachusetts alone, it ranks 17 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Topsfield
Topsfield's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Topsfield
With 61.2% of Topsfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Topsfield's figures come from
The methodology guide shows exactly how USFS turned 1,188 counted buildings into the percentiles shown above for Topsfield. The exposure-zones guide covers what Topsfield's dominant direct exposure actually means, with real examples from across the dataset.