Topaz, CA
Topaz, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Topaz at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 194 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Topaz at the 96th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Topaz's building exposure, zone by zone
194 buildings are counted in Topaz, and 86.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 5.7% rated Minimal.
Topaz against the rest of the country
Inside California, Topaz sits at just the 76th percentile even though it scores 96th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Topaz ranks 1,347 for wildfire risk (1 is highest) and 25,056 by building count (1 is largest). Within California alone, it ranks 385 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Topaz and the insurance market
Because Topaz is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Topaz
Topaz's 86.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Topaz's figures come from
Topaz's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Topaz's dominant direct exposure actually means, with real examples from across the dataset.