Topawa, AZ
Topawa wildfire risk explained
USFS's Wildfire Risk to Communities model puts Topawa at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 211 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Topawa's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Topawa's building exposure, zone by zone
USFS classifies 94.8% of Topawa's buildings as Direct exposure, higher than its 5.2% Indirect share and far above its 0% Minimal share — a profile where 200 structures sit close enough to vegetation that lot clearing matters most.
Topawa against the rest of the country
Topawa's 88th national percentile looks worse in isolation than its 61st ranking inside Arizona does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Topawa ranks 3,802 for wildfire risk (1 is highest) and 24,429 by building count (1 is largest). Within Arizona alone, it ranks 176 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Topawa and the insurance market
Topawa's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Topawa
With 94.8% of Topawa in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Topawa's figures come from
Topawa's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Topawa's dominant direct exposure actually means, with real examples from across the dataset.