Toomsuba, MS
Toomsuba, MS's wildfire risk, in USFS's own numbers
USFS scores Toomsuba at the 59th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 500 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Toomsuba at the 61st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Toomsuba's building exposure, zone by zone
USFS classifies 99.6% of Toomsuba's buildings as Direct exposure, higher than its 0.4% Indirect share and far above its 0% Minimal share — a profile where 498 structures sit close enough to vegetation that lot clearing matters most.
Toomsuba against the rest of the country
Inside Mississippi, Toomsuba sits at just the 31st percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Toomsuba ranks 13,021 for wildfire risk (1 is highest) and 17,356 by building count (1 is largest). Within Mississippi alone, it ranks 292 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Toomsuba and the insurance market
Toomsuba's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 99.6% of Toomsuba in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Toomsuba's 13,021-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Toomsuba, see the exposure-zones guide.