Tonawanda Town, NY
Tonawanda Town, NY's wildfire risk, in USFS's own numbers
Tonawanda Town's 30,379 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tonawanda Town at the 10th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Tonawanda Town rates 97.2% Minimal exposure against just 2.8% Direct and 0% Indirect — of 30,379 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 30,379 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Tonawanda Town compares
Tonawanda Town's risk sits at a similar level relative to New York (24th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tonawanda Town ranks 28,288 for wildfire risk (1 is highest) and 376 by building count (1 is largest). Within New York alone, it ranks 982 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Tonawanda Town's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Tonawanda Town
With 97.2% of buildings rated Minimal exposure, Tonawanda Town gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Tonawanda Town's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Tonawanda Town, see the exposure-zones guide.