Tombstone, AZ
Tombstone, AZ's wildfire risk, in USFS's own numbers
USFS scores Tombstone at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tombstone at the 99th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Tombstone (63.2% of 1,194 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.9% sit in the Direct zone.
How Tombstone compares
There's little gap between Tombstone's 99th national percentile and its 94th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tombstone ranks 333 for wildfire risk (1 is highest) and 10,683 by building count (1 is largest). Within Arizona alone, it ranks 27 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Tombstone and the insurance market
Tombstone's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 63.2% of Tombstone's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Tombstone's figures come from
The methodology guide shows exactly how USFS turned 1,194 counted buildings into the percentiles shown above for Tombstone. The exposure-zones guide covers what Tombstone's dominant indirect exposure actually means, with real examples from across the dataset.