Tolstoy, SD
Tolstoy wildfire risk explained
Tolstoy's 120 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tolstoy at the 48th percentile, close to its 50th-percentile risk score.
Tolstoy's building exposure, zone by zone
Direct exposure dominates in Tolstoy: 55.8% of its 120 buildings, versus 8.3% Indirect and 35.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Tolstoy ranks
Tolstoy's 50th national percentile looks worse in isolation than its 30th ranking inside South Dakota does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Tolstoy ranks 15,710 for wildfire risk (1 is highest) and 28,170 by building count (1 is largest). Within South Dakota alone, it ranks 306 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Tolstoy and the insurance market
At the 50th national percentile, Tolstoy rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Tolstoy
With 55.8% of Tolstoy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 120 counted buildings into the percentiles shown above for Tolstoy. For more on what direct exposure implies beyond Tolstoy, see the exposure-zones guide.