Tolley, ND
How exposed is Tolley to wildfire?
Out of every US place USFS scores, Tolley lands at the 16th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 83 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tolley at the 13th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tolley's building exposure, zone by zone
Most of Tolley's buildings (63.9% of 83) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Tolley compares
There's little gap between Tolley's 16th national percentile and its 4th percentile inside North Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tolley ranks 26,608 for wildfire risk (1 is highest) and 29,775 by building count (1 is largest). Within North Dakota alone, it ranks 388 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
At the 16th national percentile, Tolley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Tolley's 63.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tolley's 26,608-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tolley, see the exposure-zones guide.