Toeterville, IA
How exposed is Toeterville to wildfire?
Toeterville sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 76 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Toeterville at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Toeterville's buildings actually sit
Only 15.8% of Toeterville's 76 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Toeterville against the rest of the country
Toeterville scores 1st nationally and 1st within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Toeterville ranks 31,107 for wildfire risk (1 is highest) and 30,045 by building count (1 is largest). Within Iowa alone, it ranks 1,003 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Toeterville and the insurance market
Toeterville's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Toeterville
Toeterville's 84.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Toeterville's 31,107-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Toeterville, see the exposure-zones guide.