Tobaccoville, NC
Tobaccoville, NC's wildfire risk, in USFS's own numbers
Tobaccoville sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,766 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tobaccoville's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Tobaccoville's building exposure, zone by zone
Direct exposure dominates in Tobaccoville: 97.7% of its 1,766 buildings, versus 2.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Tobaccoville compares
Inside North Carolina, Tobaccoville sits at just the 3rd percentile even though it scores 31st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tobaccoville ranks 21,914 for wildfire risk (1 is highest) and 8,172 by building count (1 is largest). Within North Carolina alone, it ranks 749 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Tobaccoville and the insurance market
Tobaccoville's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 97.7% of Tobaccoville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Tobaccoville's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Tobaccoville, see the exposure-zones guide.