Titusville, PA
Titusville wildfire risk explained
USFS scores Titusville at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 2,567 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Titusville at the 33rd percentile, close to its 33rd-percentile risk score.
Titusville's building exposure, zone by zone
USFS puts 82.3% of Titusville's 2,567 buildings in the Indirect exposure zone, versus 17.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Titusville ranks
Titusville's risk sits at a similar level relative to Pennsylvania (45th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Titusville ranks 21,160 for wildfire risk (1 is highest) and 6,167 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,104 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 33rd national percentile, Titusville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Titusville's 82.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Titusville's 21,160-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Titusville, see the exposure-zones guide.