Titusville, NY
Titusville wildfire risk explained
USFS scores Titusville at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 324 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Titusville at the 31st percentile, close to its 31st-percentile risk score.
Where Titusville's buildings actually sit
Most of Titusville's buildings (63.9% of 324) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Titusville compares
Compare Titusville's two percentiles: 66th within New York, only 31st nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Titusville ranks 21,748 for wildfire risk (1 is highest) and 20,987 by building count (1 is largest). Within New York alone, it ranks 437 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Titusville and the insurance market
Titusville's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 63.9% of buildings rated Minimal exposure, Titusville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Titusville's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Titusville, see the exposure-zones guide.