Titusville, FL
How exposed is Titusville to wildfire?
Out of every US place USFS scores, Titusville lands at the 99th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 18,744 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Titusville's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Titusville's building exposure, zone by zone
Only 17.7% of Titusville's 18,744 buildings carry Direct exposure and 19.5% carry Indirect; the remaining 62.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 18,744 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Titusville compares
There's little gap between Titusville's 99th national percentile and its 99th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Titusville ranks 319 for wildfire risk (1 is highest) and 760 by building count (1 is largest). Within Florida alone, it ranks 10 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Titusville's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 62.8% of buildings rated Minimal exposure, Titusville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Titusville's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Titusville, see the exposure-zones guide.