Titonka, IA
How exposed is Titonka to wildfire?
Titonka's 365 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Titonka at the 6th percentile, close to its 6th-percentile risk score.
Where Titonka's buildings actually sit
Titonka rates 88.5% Minimal exposure against just 11.5% Direct and 0% Indirect — of 365 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Titonka against the rest of the country
Titonka's risk sits at a similar level relative to Iowa (14th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Titonka ranks 29,502 for wildfire risk (1 is highest) and 19,959 by building count (1 is largest). Within Iowa alone, it ranks 875 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Titonka's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Titonka
With 88.5% of buildings rated Minimal exposure, Titonka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Titonka's figures come from
Every one of the two percentiles behind Titonka's 29,502-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Titonka's dominant minimal exposure actually means, with real examples from across the dataset.