Titanic, OK
Titanic, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Titanic lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 276 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Titanic at the 96th percentile, close to its 95th-percentile risk score.
Titanic's building exposure, zone by zone
USFS classifies 100% of Titanic's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 276 structures sit close enough to vegetation that lot clearing matters most.
Where Titanic ranks
Inside Oklahoma, Titanic sits at just the 76th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Titanic ranks 1,741 for wildfire risk (1 is highest) and 22,333 by building count (1 is largest). Within Oklahoma alone, it ranks 201 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Titanic's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Titanic
With 100% of Titanic in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Titanic's 1,741-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Titanic, see the exposure-zones guide.