Tiskilwa, IL
How exposed is Tiskilwa to wildfire?
Out of every US place USFS scores, Tiskilwa lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 485 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tiskilwa at the 26th percentile, close to its 25th-percentile risk score.
Tiskilwa's building exposure, zone by zone
Only 19% of Tiskilwa's 485 buildings carry Direct exposure and 19.4% carry Indirect; the remaining 61.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Tiskilwa against the rest of the country
Within Illinois, Tiskilwa ranks higher (71st percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Tiskilwa ranks 23,660 for wildfire risk (1 is highest) and 17,608 by building count (1 is largest). Within Illinois alone, it ranks 419 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Tiskilwa's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 61.7% of Tiskilwa outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 485 counted buildings into the percentiles shown above for Tiskilwa. For more on what minimal exposure implies beyond Tiskilwa, see the exposure-zones guide.