Tipton, MO
Tipton, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tipton at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,327 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tipton at the 49th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Tipton's building exposure, zone by zone
Tipton rates 67.1% Minimal exposure against just 13.5% Direct and 19.4% Indirect — of 1,327 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Tipton compares
Tipton ranks lower within Missouri (29th percentile statewide) than its 48th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Tipton ranks 16,459 for wildfire risk (1 is highest) and 9,947 by building count (1 is largest). Within Missouri alone, it ranks 759 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Tipton and the insurance market
Tipton's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Tipton
Even with 67.1% of Tipton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Tipton's figures come from
Tipton's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Tipton's dominant minimal exposure actually means, with real examples from across the dataset.