Tipton, KS
Tipton wildfire risk explained
Out of every US place USFS scores, Tipton lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 220 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tipton at the 22nd national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.7% of Tipton's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Tipton against the rest of the country
Inside Kansas, Tipton sits at just the 7th percentile even though it scores 27th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tipton ranks 23,037 for wildfire risk (1 is highest) and 24,124 by building count (1 is largest). Within Kansas alone, it ranks 672 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Tipton's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Tipton's 97.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tipton's figures come from
Tipton's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Tipton's dominant minimal exposure actually means, with real examples from across the dataset.