Tipton, IN
Tipton, IN's wildfire risk, in USFS's own numbers
Tipton sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 3,107 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tipton at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Tipton's buildings actually sit
Only 2.9% of Tipton's 3,107 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Tipton against the rest of the country
There's little gap between Tipton's 1st national percentile and its 8th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tipton ranks 31,171 for wildfire risk (1 is highest) and 5,282 by building count (1 is largest). Within Indiana alone, it ranks 890 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 1st national percentile, Tipton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Tipton
Tipton's 97.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tipton's 31,171-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Tipton, see the exposure-zones guide.