Tipp City, OH
Tipp City wildfire risk explained
Out of every US place USFS scores, Tipp City lands at the 8th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,587 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tipp City at the 9th percentile, close to its 8th-percentile risk score.
Where Tipp City's buildings actually sit
54.3% of Tipp City's 4,587 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.9% Direct and 35.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Tipp City against the rest of the country
Compare Tipp City's two percentiles: 30th within Ohio, only 8th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Tipp City ranks 28,885 for wildfire risk (1 is highest) and 3,716 by building count (1 is largest). Within Ohio alone, it ranks 889 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Tipp City and the insurance market
Tipp City's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Tipp City
Tipp City's 54.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,587 counted buildings into the percentiles shown above for Tipp City. For more on what indirect exposure implies beyond Tipp City, see the exposure-zones guide.