Tioga, TX
Tioga, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Tioga at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 717 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tioga at the 76th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
717 buildings are counted in Tioga, and 72.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Tioga against the rest of the country
Tioga's 76th national percentile looks worse in isolation than its 49th ranking inside Texas does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Tioga ranks 7,611 for wildfire risk (1 is highest) and 14,500 by building count (1 is largest). Within Texas alone, it ranks 918 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Tioga
At the 76th percentile nationally, Tioga carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 72.5% of Tioga in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Tioga's 7,611-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Tioga, see the exposure-zones guide.