Timonium, MD
How exposed is Timonium to wildfire?
USFS scores Timonium at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 3,764 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Timonium at the 11th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
41.1% of Timonium's 3,764 buildings sit in USFS's Minimal exposure zone, with only 39.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Timonium ranks
There's little gap between Timonium's 13th national percentile and its 10th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Timonium ranks 27,421 for wildfire risk (1 is highest) and 4,459 by building count (1 is largest). Within Maryland alone, it ranks 477 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Timonium
Timonium's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Timonium
Even with 41.1% of Timonium outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,764 counted buildings into the percentiles shown above for Timonium. For more on what minimal exposure implies beyond Timonium, see the exposure-zones guide.