Timberwood Park, TX
Timberwood Park, TX's wildfire risk, in USFS's own numbers
Timberwood Park's 12,272 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Timberwood Park's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Timberwood Park's building exposure, zone by zone
Most of Timberwood Park's buildings (46.6% of 12,272) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 12,272 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Timberwood Park against the rest of the country
Inside Texas, Timberwood Park sits at just the 32nd percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Timberwood Park ranks 9,312 for wildfire risk (1 is highest) and 1,262 by building count (1 is largest). Within Texas alone, it ranks 1,217 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Timberwood Park carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 46.6% of Timberwood Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Timberwood Park's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Timberwood Park, see the exposure-zones guide.