Timberlane, LA
Timberlane, LA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Timberlane at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,492 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Timberlane at the 25th percentile, close to its 26th-percentile risk score.
Where Timberlane's buildings actually sit
Most of Timberlane's buildings (99.6% of 3,492) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Timberlane against the rest of the country
There's little gap between Timberlane's 26th national percentile and its 26th percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Timberlane ranks 23,481 for wildfire risk (1 is highest) and 4,780 by building count (1 is largest). Within Louisiana alone, it ranks 360 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Timberlane's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Timberlane
Even with 99.6% of Timberlane outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Timberlane's figures come from
Timberlane's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Timberlane's dominant minimal exposure actually means, with real examples from across the dataset.