Timberlane, IL
Timberlane wildfire risk explained
Timberlane's 389 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Timberlane at the 13th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Timberlane's 389 counted buildings, 76.4% carry Direct exposure and only 23.7% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Timberlane ranks
Compare Timberlane's two percentiles: 47th within Illinois, only 12th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Timberlane ranks 27,665 for wildfire risk (1 is highest) and 19,421 by building count (1 is largest). Within Illinois alone, it ranks 766 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Timberlane and the insurance market
Timberlane's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Timberlane's 76.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Timberlane's figures come from
Timberlane's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Timberlane's dominant direct exposure actually means, with real examples from across the dataset.