Timber Pines, FL
Timber Pines wildfire risk explained
Timber Pines sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,775 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Timber Pines at the 78th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
48.1% of Timber Pines's 2,775 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 7.4% Direct and 44.6% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Timber Pines compares
Inside Florida, Timber Pines sits at just the 45th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Timber Pines ranks 6,651 for wildfire risk (1 is highest) and 5,815 by building count (1 is largest). Within Florida alone, it ranks 524 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 79th percentile nationally, Timber Pines carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Timber Pines
Timber Pines's 48.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Timber Pines's 6,651-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Timber Pines, see the exposure-zones guide.