Timber Cove, CA
How exposed is Timber Cove to wildfire?
Timber Cove sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 264 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Timber Cove at the 69th percentile, close to its 70th-percentile risk score.
Where Timber Cove's buildings actually sit
Of Timber Cove's 264 counted buildings, 99.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Timber Cove ranks
Inside California, Timber Cove sits at just the 27th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Timber Cove ranks 9,478 for wildfire risk (1 is highest) and 22,690 by building count (1 is largest). Within California alone, it ranks 1,142 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Timber Cove
Timber Cove's 70th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Timber Cove
Because Direct exposure dominates in Timber Cove (99.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Timber Cove's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Timber Cove, see the exposure-zones guide.