Tilden, TX
Tilden wildfire risk explained
Tilden sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 284 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tilden at the 81st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Tilden's building exposure, zone by zone
USFS puts 87% of Tilden's 284 buildings in the Indirect exposure zone, versus 13% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Tilden ranks
Tilden's 82nd national percentile looks worse in isolation than its 66th ranking inside Texas does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Tilden ranks 5,690 for wildfire risk (1 is highest) and 22,078 by building count (1 is largest). Within Texas alone, it ranks 612 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Tilden and the insurance market
Tilden's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Tilden (87% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Tilden's figures come from
The methodology guide shows exactly how USFS turned 284 counted buildings into the percentiles shown above for Tilden. The exposure-zones guide covers what Tilden's dominant indirect exposure actually means, with real examples from across the dataset.