Tilden, IL
Tilden, IL's wildfire risk, in USFS's own numbers
USFS scores Tilden at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 635 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tilden's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
What "at risk" means for the buildings here
Tilden rates 60.2% Minimal exposure against just 39.8% Direct and 0% Indirect — of 635 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Tilden against the rest of the country
Compare Tilden's two percentiles: 25th within Illinois, only 4th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Tilden ranks 30,156 for wildfire risk (1 is highest) and 15,402 by building count (1 is largest). Within Illinois alone, it ranks 1,087 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 4th national percentile, Tilden rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 60.2% of Tilden outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Tilden's figures come from
Every one of the two percentiles behind Tilden's 30,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tilden's dominant minimal exposure actually means, with real examples from across the dataset.