Tiki Island, TX
Tiki Island wildfire risk explained
Tiki Island's 949 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tiki Island's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Tiki Island's building exposure, zone by zone
Most of Tiki Island's buildings (70.6% of 949) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Tiki Island compares
Tiki Island's risk sits at a similar level relative to Texas (88th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Tiki Island ranks 2,724 for wildfire risk (1 is highest) and 12,318 by building count (1 is largest). Within Texas alone, it ranks 223 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Tiki Island and the insurance market
Tiki Island's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Tiki Island
Even with 70.6% of Tiki Island outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Tiki Island's figures come from
Every one of the two percentiles behind Tiki Island's 2,724-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tiki Island's dominant minimal exposure actually means, with real examples from across the dataset.