Tiger Point, FL
Tiger Point, FL's wildfire risk, in USFS's own numbers
Tiger Point sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,368 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tiger Point at the 73rd percentile, close to its 77th-percentile risk score.
What "at risk" means for the buildings here
Most of Tiger Point's buildings (93.6% of 1,368) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Tiger Point against the rest of the country
Tiger Point's 77th national percentile looks worse in isolation than its 41st ranking inside Florida does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Tiger Point ranks 7,214 for wildfire risk (1 is highest) and 9,755 by building count (1 is largest). Within Florida alone, it ranks 566 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Tiger Point's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Even with 93.6% of Tiger Point outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Tiger Point's figures come from
Every one of the two percentiles behind Tiger Point's 7,214-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tiger Point's dominant minimal exposure actually means, with real examples from across the dataset.