Tiffin, OH
Tiffin wildfire risk explained
Out of every US place USFS scores, Tiffin lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 8,646 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Tiffin at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Tiffin's building exposure, zone by zone
Most of Tiffin's buildings (96.9% of 8,646) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,646 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Tiffin ranks
There's little gap between Tiffin's 3rd national percentile and its 17th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Tiffin ranks 30,650 for wildfire risk (1 is highest) and 1,926 by building count (1 is largest). Within Ohio alone, it ranks 1,051 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 3rd national percentile, Tiffin rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Tiffin's 96.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tiffin's figures come from
Every one of the two percentiles behind Tiffin's 30,650-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tiffin's dominant minimal exposure actually means, with real examples from across the dataset.