Tierra Bonita, TX
How exposed is Tierra Bonita to wildfire?
USFS scores Tierra Bonita at the 42nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 62 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Tierra Bonita at the 43rd percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
66.1% of Tierra Bonita's 62 buildings sit in USFS's Direct exposure zone, roughly 41 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 33.9% are Minimal.
Where Tierra Bonita ranks
Tierra Bonita's 42nd national percentile looks worse in isolation than its 4th ranking inside Texas does — this place is on the milder end for its own state, by 38 points. Among the 31,521 US communities USFS scores, Tierra Bonita ranks 18,324 for wildfire risk (1 is highest) and 30,604 by building count (1 is largest). Within Texas alone, it ranks 1,725 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Tierra Bonita
Tierra Bonita's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Tierra Bonita
Because Direct exposure dominates in Tierra Bonita (66.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Tierra Bonita's 42nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Tierra Bonita, see the exposure-zones guide.