Tiburon, CA
Tiburon, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Tiburon lands at the 58th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,444 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Tiburon's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Tiburon's building exposure, zone by zone
Tiburon rates 89.3% Minimal exposure against just 10.7% Direct and 0% Indirect — of 3,444 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Tiburon against the rest of the country
Inside California, Tiburon sits at just the 16th percentile even though it scores 58th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Tiburon ranks 13,261 for wildfire risk (1 is highest) and 4,852 by building count (1 is largest). Within California alone, it ranks 1,324 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Tiburon and the insurance market
Tiburon sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 58th-percentile score like Tiburon's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Tiburon's 89.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Tiburon's figures come from
Every one of the two percentiles behind Tiburon's 13,261-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Tiburon's dominant minimal exposure actually means, with real examples from across the dataset.