Thurman, IA
How exposed is Thurman to wildfire?
Out of every US place USFS scores, Thurman lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 158 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Thurman at the 73rd percentile, close to its 73rd-percentile risk score.
Where Thurman's buildings actually sit
USFS puts 62.7% of Thurman's 158 buildings in the Indirect exposure zone, versus 37.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Thurman ranks
Within Iowa, Thurman ranks higher (96th percentile) than it does nationally (73rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Thurman ranks 8,634 for wildfire risk (1 is highest) and 26,526 by building count (1 is largest). Within Iowa alone, it ranks 43 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Thurman
Thurman's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 62.7% of Thurman's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Thurman's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Thurman, see the exposure-zones guide.