Thruston, KY
How exposed is Thruston to wildfire?
USFS's Wildfire Risk to Communities model puts Thruston at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,069 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Thruston's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
What "at risk" means for the buildings here
1,069 buildings are counted in Thruston, and 55.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 44.5% rated Minimal.
Thruston against the rest of the country
There's little gap between Thruston's 19th national percentile and its 32nd percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Thruston ranks 25,523 for wildfire risk (1 is highest) and 11,464 by building count (1 is largest). Within Kentucky alone, it ranks 377 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Thruston's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Thruston's 55.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Thruston's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Thruston, see the exposure-zones guide.