Throckmorton, TX
Throckmorton wildfire risk explained
USFS scores Throckmorton at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 889 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Throckmorton's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Throckmorton's building exposure, zone by zone
USFS puts 69.5% of Throckmorton's 889 buildings in the Indirect exposure zone, versus 30.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Throckmorton ranks
There's little gap between Throckmorton's 94th national percentile and its 94th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Throckmorton ranks 1,873 for wildfire risk (1 is highest) and 12,829 by building count (1 is largest). Within Texas alone, it ranks 118 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Throckmorton
Throckmorton's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Throckmorton
With ember exposure the dominant pattern in Throckmorton (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 889 counted buildings into the percentiles shown above for Throckmorton. For more on what indirect exposure implies beyond Throckmorton, see the exposure-zones guide.