Thorsby, AL
How exposed is Thorsby to wildfire?
USFS scores Thorsby at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,195 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Thorsby at the 73rd percentile, close to its 70th-percentile risk score.
Where Thorsby's buildings actually sit
1,195 buildings are counted in Thorsby, and 76.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Thorsby ranks
Inside Alabama, Thorsby sits at just the 46th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Thorsby ranks 9,474 for wildfire risk (1 is highest) and 10,674 by building count (1 is largest). Within Alabama alone, it ranks 320 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Thorsby and the insurance market
Thorsby's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 76.3% of Thorsby in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Thorsby's 9,474-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Thorsby, see the exposure-zones guide.