Thorp, WI
Thorp wildfire risk explained
Thorp's 1,033 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Thorp at the 7th percentile, close to its 7th-percentile risk score.
Where Thorp's buildings actually sit
Most of Thorp's buildings (83% of 1,033) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Thorp compares
There's little gap between Thorp's 7th national percentile and its 2nd percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Thorp ranks 29,424 for wildfire risk (1 is highest) and 11,709 by building count (1 is largest). Within Wisconsin alone, it ranks 792 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Thorp's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Thorp's 83% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Thorp's figures come from
Every one of the two percentiles behind Thorp's 29,424-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Thorp's dominant minimal exposure actually means, with real examples from across the dataset.