Thorndale, TX
Thorndale wildfire risk explained
USFS's Wildfire Risk to Communities model puts Thorndale at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 841 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Thorndale at the 64th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Thorndale's building exposure, zone by zone
841 buildings are counted in Thorndale, and 57% of them are Indirect exposure — ember-driven risk rather than the 43% in Direct exposure or the 0% rated Minimal.
Where Thorndale ranks
Thorndale ranks lower within Texas (20th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Thorndale ranks 11,295 for wildfire risk (1 is highest) and 13,244 by building count (1 is largest). Within Texas alone, it ranks 1,442 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Thorndale and the insurance market
At the 64th percentile nationally, Thorndale carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Thorndale
Thorndale's 57% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Thorndale's figures come from
Thorndale's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Thorndale's dominant indirect exposure actually means, with real examples from across the dataset.